Financial Steps
We select and launch interventions based on our ladder of economic mobility framework, which features four financial steps: money mindset, financial foundation, asset building, and financial freedom, each step building on the last. This is how we close the racial wealth gap for good, not through a single fix, but through a clear path anyone can walk, one step at a time.
Money mindset
Money mindset
(Hope Disposition)
Establishing the psychological safety for low-income residents to believe that their future can be greater than their circumstances.
Financial foundation
Financial foundation
(Healthy Balance Sheet)
Establishing a healthy balance sheet, clearing debts, and improving credit to enable wealth-building at scale.
Asset building
Asset building
(Development & Preservation)
Assisting folks in acquiring, protecting, and passing down ownership of homes, businesses, and other forms of equity that appreciate over time.
Financial freedom
Financial freedom
(Generational Impact)
Assuring that a family's joy is no longer limited by their financial circumstances.